Choosing a Waterfront Property to Invest in: 5 Things to Consider

When you consider the features your dream home might include, your list may focus heavily on the house you will live in. But for some people it’s less about the interior than the view outside the structure. And obviously, most people would rather look at a stunning, natural vista than the brick wall of a neighbor’s house. In truth, most people would probably agree that the spectacular views offered by waterfront property are the height of luxury. And this exclusivity may have something to do with the fact that waterfront properties tend to be so pricy. However, if you’ve decided that you want to invest in a piece of real estate that faces water rather than land, you likely have some cash on hand for the prospect. So what you really need to think about is what you want form such a property. Here are a few things to consider when you start looking for a waterfront home to invest in.

  1. Location. Obviously your property needs to be “on the water”, but this can mean different things for different people. For example, in some areas houses are actually, factually on the water thanks to platforms with pillars that extend down to the bottom of a river or lake. Or you might be interested in having a beach outside your back door. On the other hand, it could be that you don’t mind being set back from the water so long as you’re elevated enough to have a relatively unobstructed view. These are the things you need to think about when you begin looking at properties.
  2. Structural details. Once you’ve determined the type of location you’re looking for, you’ll need to think about structural details of the home. To some extent, this will be like looking at any other type of real estate purchase. You’ll want to consider specs like lot size, square footage, number of bedrooms and bathrooms, age of the structure, upgrades, and of course, nearby amenities. But when you live near water you may also have to look at things like proper drainage, potential water damage, appropriate roofing and siding materials, and so on.
  3. Weather. Just because you’re looking at waterfront property doesn’t mean you’re going to end up in Malibu, where the weather tends to be temperate year-round. There are bodies of water in every possible climate. You might be keen to move to a tropical island or you may prefer the Great Lakes region. And when you’re near a body of water you’ll have special considerations regarding weather, including storms, wind, and even hurricanes or tsunamis. The weather in a region could help to determine just how close to the water you actually want to be, not to mention the insurance you’ll need.
  4. Maintenance. One major problem when living near a body of water can be erosion, both of the waterfront and the exterior elements of your home. However, provided you anticipate such issues, you should have no problem performing proper inspections and maintenance on your property in order to keep it in ship shape.
  5. Water rights. Most homeowners aren’t terribly concerned about gaining rights to the water on their property, but you may be interested in buying a parcel of land with a river running through it with the intent of raising livestock or growing crops. In this case, having water rights is an essential part of the deal. Simply talk to your realtor at or another agency that focuses on properties featuring water. You should be able to find the property that meets your needs.

Rip Winkle

Shital regularly contributes to current health articles and healthy living ideas to health blogs around the web. When she’s not busy working with the jobs, you will find her undertaking many of her own health-related topics and healthy living ideas! She has a lot of dreams. She works hard to fulfill her dreams. She loves to share her ideas, tricks, tips, and information by blogging. She also works at, a company that committed to helping businesses with online marketing.

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